Harbor Financial Group

Assisting you with Individual, Business & Retirement Planning, Wealth Accumulation & Preservation

As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won't happen by accident. It’s important to determine what you'd like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.



Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. We are trained professionals who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.



Please use our Web site as a resource, and do not hesitate to contact us for additional information or to schedule a meeting. Thank you for your interest.



Melanie White & Gillian Lotz are agents collectively licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in Maryland, District of Columbia, Virginia, Georgia, Ohio and South Carolina. No insurance business may be conducted outside of the states referenced.



Melanie White & Gillian Lotz are Registered Representatives of and collectively offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of Maryland, District of Columbia, Virginia, Georgia, and South Carolina. No offers may be made or accepted from any resident outside the specific states referenced.


 

Harbor Financial Group is not owned or operated by NYLIFE Securities LLC or its affiliates.

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Estate issues are potentially uncomfortable to contemplate, but they are a critical aspect of your overall financial situation.

The Savings Scare That Wasn’t

Although some economists and media outlets paint a picture of a looming savings crisis, with close to 80 million baby boomers on the cusp of retirement, you may find that the nation’s personal savings rate isn’t all that important.

Reasons to Roll

An IRA rollover is one way to give you the maximum control over your retirement assets.

The High Cost of Low Coverage

The cost of not carrying adequate life insurance could be far more expensive to surviving family members than the cost of the additional premiums.

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