About Us

Being a leader in the insurance and financial services industry means continually striving for improvement. To keep pace with clients' needs, Harbor Financial Group has access to new products, enhanced product features, expanded quality service, and pioneered new technologies.  Breaking new ground is part of our tradition.

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Melanie V. White CLTC

Quality & Executive Council, 2004, 2005, 2007, & 2008  

Annuity Champion, 2004 & 2008  

President's Award, 2002 

Long Term Care Circle of Champions, 2003, 2005, 2006, & 2008 

Professional Experienced Agent of the Month, June 2004  

Certified in Long Term Care (CLTC)  

National Association of Insurance and Financial Advisors (NAIFA), Board Member 

National African-American Insurance Association (NAAIA), Member 

Registered Representative (FINRA), Series 7 & 66 licensed since 2000  

Graduate of University of Virginia, Economics 

Graduate of Georgetown University, Financial Planning 

Gillian C. Lotz CLTC

Council Agent 

Long Term Care Leader for the Greater Washington G.O. in 2003  

Annuity Champion 2003

Certified in Long Term Care (CLTC)  

Registered Representative (FINRA), Series 7 & 66 licensed since 2000  

Muhlenberg College- History & Art History