About Us

Being a leader in the insurance and financial services industry means continually striving for improvement. To keep pace with clients' needs, Harbor Financial Group has access to new products, enhanced product features, expanded quality service, and pioneered new technologies.  Breaking new ground is part of our tradition.

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Melanie V. White CLTC

Quality Council, 2004 & Executive Council, 2005, 2007-Present  

Annuity Champion, 2004 & 2008-Present

President's Award, 2002

Long Term Care Circle of Champions, 2003, 2005, 2006, & 2008

Professional Experienced Agent of the Month, June 2004  

Certified in Long Term Care (CLTC)  designation

National Association of Insurance and Financial Advisors (NAIFA), Board Member & Community Service Chairperson

NAIFA-Baltimore Charitable Foundation, Inc., Board Member

Registered Representative (FINRA), Series 7 & 66 licensed since 2000  

Graduate of University of Virginia, Economics

Graduate of Georgetown University, Financial Planning

Gillian C. Lotz CLTC

Council Agent 

Long Term Care Leader for the Greater Washington G.O. in 2003  

Annuity Champion 2003

Certified in Long Term Care (CLTC) designation

National Association of Insurance and Financial Advisors (NAIFA), Board Member

Registered Representative (FINRA), Series 7 & 66 licensed since 2000  

Muhlenberg College- History & Art History